Disclosures:

Your membership is effective upon receipt of membership materials.

This is a discount program, not insurance, not intended to replace insurance, and does not meet the minimum creditable coverage requirements under the Affordable Care Act. It contains a 30 day cancellation period, provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. The range of discounts for medical or ancillary services provided under the program will vary depending on the type of provider and medical or ancillary service received. Member shall receive a reimbursement of all periodic membership fees if membership is canceled within the first 30 days after the effective date. Discount Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, 800-800-7616. Website to obtain participating providers: MyBenefitsWork.com.

MD Residents, if an application fee over $3.95 applies: The membership fee and one-time application fee (minus $3.95) will be refunded if cancelled within the first 30 days and upon return of the discount card.

MA Residents: This discount program does not meet the minimum creditable coverage requirements under Massachusetts M.G.L. c. 111M and 956 CMR 5.00.

Terms & Conditions

1. Member is defined as primary cardholder and dependents as defined under the Affordable Care Act.
2. Providers are subject to change without notice. Programs may vary in some states. Providers and locations may be removed from the network at any time.
3. This is a discount program only. The program may be cancelled or modified at anytime by the plan administrator. You will receive notice if the program is cancelled or materially modified.
4. Normal business hours are Monday through Friday, 7:00 am to 7:00 pm and Saturday, 8:00 am to 5:00 pm Central Time.
5. The discount company will not reimburse or pay any portion of any provider's fees. These benefits may not be used with any other discount plan or program. Listed or quoted prices are subject to change without notice.
6. Providers may offer products or services to the public at prices lower than the discounted prices. In such event, members will be charged the lower price.
7. Savings are based on the provider's normal fees. Actual savings will vary by location and the services or products purchased.
8. This discount program is a referral plan, and makes no warranties concerning the quality of care received. Providers are responsible for the professional advice and treatment provided to members.

Rev. April 2026
Not available to UT, VT and WA residents.
*Maximum six counseling sessions per subject.